Qualification Outline

Date retreived
22/07/2026 9:20 PM AWST

Whilst all efforts are made to provide accurate and timely information from the relevant source/documentation, please be aware that the information supplied may not be the most current version. The accuracy of the detail has not been confirmed by the Department and therefore should not be relied upon without first confirming the contents.

Certificate IV in Credit Management

Certificate IV in Credit Management

Qualification
National Code:
FNS40111
State Code:
D705
TGA Status:
Replaced
DTWD Status:
Replaced
National Endorsed, State Implementation and Classification
Field of Education
0811 - Banking, Finance And Related Fields
Original TGA Release Date
18/07/2013
Approved Date
29/07/2014
Stream of Study
Initial Vocational (3100 - 3600)
VET Act Classifier
C
Nominal Hours
345
Duration
1 Semester
Current Release Number
3.00
Current Release Date
18/07/2013
VET Act Conditions
Releases
Release Version Release Date TGA Status DTWD Status
3.00 18/07/2013 Current Approved
Description

This qualification reflects entry level job roles in credit management that apply in a range of financial services sectors and to credit management functions in other industries.

Schedule
Packaging Rules
12 units must be achieved:

9 core units
plus 3 elective units.

3 elective units may be selected from the elective units listed below or any other qualification at Certificate IV level within the FNS training package.

2 elective units may be selected from the elective units listed below, any endorsed Training Package or accredited course. Elective units may be selected from a Certificate III, Certificate IV or Diploma qualification.

Elective units must be relevant to the work outcome, local industry requirements and the qualification level.

Core units of competency:
FNSCRD401A Assess credit applications
FNSCRD402A Establish and maintain appropriate securitisation
FNSCRD403A Manage and recover bad and doubtful debts
FNSCRD404A Utilise the legal process to recover outstanding debt
FNSCRD405A Manage overdue customer accounts
FNSCUS402A Resolve disputes
FNSINC401A Apply principles of professional practice to work in the financial services industry
FNSORG401A Conduct individual work within a compliance framework
FNSRSK401A Implement risk management strategies

Elective units of competency:
FNSACC401A Process business tax requirements
FNSCNV506A Establish and manage a trust account
FNSCRD503A Promote understanding of the role and effective use of consumer credit
FNSRSK502A Assess risks
BSBCCO203A Conduct customer contact
BSBCMM301B Process customer complaints
BSBCUS403B Implement customer service standards
BSBFIA401A Prepare financial reports
BSBMGT405A Provide personal leadership
BSBOHS201A Participate in OHS processes
BSBSMB407A Manage a small team
BSBWOR402A Promote team effectiveness
BSBWOR501B Manage personal work priorities and professional development
1. Core Units

All nine (9) units must be completed

State Code National Code Title Hours Type
D4168 FNSINC401A Apply principles of professional practice to work in the financial services industry 20 Unit of competency
D4083 FNSCRD401A Assess credit applications 20 Unit of competency
D9447 FNSORG401A Conduct individual work within a compliance framework 40 Unit of competency
D4084 FNSCRD402A Establish and maintain appropriate securitisation 20 Unit of competency
D4310 FNSRSK401A Implement risk management strategies 35 Unit of competency
D4085 FNSCRD403A Manage and recover bad and doubtful debts 30 Unit of competency
D4087 FNSCRD405A Manage overdue customer accounts 25 Unit of competency
D4094 FNSCUS402A Resolve disputes 30 Unit of competency
D4086 FNSCRD404A Utilise the legal process to recover outstanding debt 25 Unit of competency
2. Elective Units

Three (3) units may be chosen from the elective units listed.
Please refer to the packaging rules for the full details of available options.

State Code National Code Title Hours Type
D4312 FNSRSK502A Assess risks 40 Unit of competency
S8039 BSBCCO203A Conduct customer contact 100 Unit of competency
D4079 FNSCNV506A Establish and manage a trust account 40 Unit of competency
S8075 BSBCUS403B Implement customer service standards 30 Unit of competency
D1018 BSBSMB407A Manage a small team 40 Unit of competency
WB920 BSBWOR501B Manage personal work priorities and professional development 50 Unit of competency
D0887 BSBOHS201A Participate in OHS processes 15 Unit of competency
D0705 BSBFIA401A Prepare financial reports 40 Unit of competency
D4033 FNSACC401A Process business tax requirements 50 Unit of competency
S8068 BSBCMM301B Process customer complaints 20 Unit of competency
D1031 BSBWOR402A Promote team effectiveness 40 Unit of competency
D4090 FNSCRD503A Promote understanding of the role and effective use of consumer credit 50 Unit of competency
D0845 BSBMGT405A Provide personal leadership 50 Unit of competency
Replaces
State Code National Code Title Type
S700 FNS40110 Certificate IV in Credit Management Qualification
Replaced By
State Code National Code Title Type
AWC3 FNS40115 Certificate IV in Credit Management Qualification
No information
Entry Requirements

Not applicable.

Traineeships and Apprenticeships
No information